Logo for Kotak Mahindra Bank

Kotak Mahindra Bank

Kotak Mahindra Group


Kotak Mahindra is one of the major private sector bank in the Indian. This bank provides personal loans for any personal purpose such as holidays, weddings, educational fees, home improvement, buying durables and lots more.

Kotak Mahindra Bank Images


Kotak personal loans are available for all Indian citizens between 21 years and 5 years. With Kotak Personal Loan, you are one step closer to the goals and dreams of meeting diverse financial need.


  1. Loans can be availed from a minimum of Rs. 50,000 up to a maximum of Rs. 15 lakhs.
  2. Flexible options for repayment, with loan periods extending up to 5 years.
  3. Prospective customers can opt for the ‘Bank Doorstep Service’ wherein they can get an appointment with the bank, which will then send a representative for any clarification and completing formalities.
  4. Competitive interest rates, and fast and hassle-free processing of applications.
  5. No collateral or security needed.
  6. Identity proof, 1 photograph, residential address proof, age proof, signature proof, ownership proof, income details, and last 6 months banking statements are required before applying for Kotak personal loan.

Kotak Mahindra Bank Personal Loan Interest Rates:

  • Maxium amount- 15 lakh
  • Interest Rate- 11.50% to 19.65%
  • Processing Fees- Up to 2% of LA
  • Loan Tenure- 1 year to 5 years

Personal Loans are these days are quick, competitive and transparent means of scaling up financially to your dream.

Quick FAQ's on Personal Loans: